/* ═══════════════════════════════════════════════════════════════
   MERAKI INTERNATIONAL — v7.0
   Theme  : Clean White · Deep Navy · Warm Gold
   Style  : Minimal Professional — Big-4 Financial Services Grade
═══════════════════════════════════════════════════════════════ */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&family=Playfair+Display:ital,wght@0,400;0,600;0,700;1,400&display=swap');

/* ─── TOKENS ────────────────────────────────────────────────── */
:root {
  /* Navy palette */
  --navy: #0F2557;
  --navy-mid: #1B3A8C;
  --navy-light: #2E55C1;
  --navy-pale: #E8EDF8;

  /* Gold palette */
  --gold: #B8892A;
  --gold-light: #D4A84B;
  --gold-pale: #F5E8C8;
  --gold-line: #E8C97A;

  /* Surfaces */
  --white: #FFFFFF;
  --off-white: #FAFBFD;
  --gray-bg: #F4F6FA;
  --border: #E4E8F0;
  --border-dark: #C8CEDF;

  /* Text */
  --text: #111827;
  --text-body: #374151;
  --text-muted: #6B7280;
  --text-light: #9CA3AF;

  /* Status */
  --green: #047857;
  --red: #DC2626;

  /* Spacing / shape */
  --radius: 10px;
  --radius-sm: 7px;
  --radius-lg: 16px;
  --navbar-h: 68px;
  --section-py: 72px;
  --max-w: 1200px;

  /* Shadows — very subtle on white */
  --shadow-xs: 0 1px 3px rgba(15, 37, 87, .07);
  --shadow-sm: 0 2px 10px rgba(15, 37, 87, .08);
  --shadow: 0 4px 20px rgba(15, 37, 87, .10);
  --shadow-md: 0 8px 32px rgba(15, 37, 87, .13);
  --shadow-lg: 0 16px 48px rgba(15, 37, 87, .16);

  --t: .25s ease;

  /* Typography */
  --sans: 'Plus Jakarta Sans', sans-serif;
  --serif: 'Playfair Display', serif;
}

/* ─── RESET ─────────────────────────────────────────────────── */
*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  overflow-x: hidden;
  overflow-x: clip;
  width: 100%;
  max-width: 100%;
}

body {
  font-family: var(--sans);
  background: var(--white);
  color: var(--text-body);
  line-height: 1.65;
  overflow-x: hidden;
  overflow-x: clip;
  width: 100%;
  max-width: 100%;
  cursor: none;
  position: relative;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
  cursor: none;
}

ul {
  list-style: none;
}

button {
  cursor: none;
  border: none;
  background: none;
  font-family: inherit;
}

address {
  font-style: normal;
}

.mt-3 {
  margin-top: 1.25rem;
}

/* ─── CURSOR ────────────────────────────────────────────────── */
.cursor-dot {
  width: 6px;
  height: 6px;
  background: var(--gold);
  border-radius: 50%;
  position: fixed;
  top: 0;
  left: 0;
  pointer-events: none;
  z-index: 99999;
  transform: translate(-50%, -50%);
}

.cursor-ring {
  width: 28px;
  height: 28px;
  border: 1.5px solid rgba(15, 37, 87, .35);
  border-radius: 50%;
  position: fixed;
  top: 0;
  left: 0;
  pointer-events: none;
  z-index: 99998;
  transform: translate(-50%, -50%);
  transition: all .1s ease-out;
}

/* ─── CONTAINER ─────────────────────────────────────────────── */
.container {
  width: min(var(--max-w), 100% - 40px);
  margin-inline: auto;
}

/* ─── GRADIENT TEXT ─────────────────────────────────────────── */
.gradient-text {
  background: linear-gradient(120deg, var(--navy) 0%, var(--navy-mid) 50%, var(--gold) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}


/* ═══════════════════════════════════════════════════════════════
   PRELOADER
═══════════════════════════════════════════════════════════════ */
#preloader {
  position: fixed;
  inset: 0;
  z-index: 9999;
  background: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: opacity .6s, visibility .6s;
}

#preloader.hidden {
  opacity: 0;
  visibility: hidden;
}

.pre-inner {
  text-align: center;
}

.pre-logo-wrap {
  width: 76px;
  height: 76px;
  border-radius: 16px;
  background: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 18px;
  box-shadow: 0 8px 32px rgba(15, 37, 87, .28);
}

.pre-logo-text {
  font-family: var(--serif);
  font-size: 2.6rem;
  font-weight: 700;
  color: var(--gold-light);
}

.pre-bar {
  width: 160px;
  height: 2px;
  background: var(--border);
  border-radius: 2px;
  overflow: hidden;
  margin: 0 auto 12px;
}

.pre-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--navy), var(--gold));
  animation: fill 1.8s ease forwards;
}

@keyframes fill {
  from {
    width: 0
  }

  to {
    width: 100%
  }
}

.pre-text {
  font-size: .7rem;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--text-muted);
}


/* ═══════════════════════════════════════════════════════════════
   NAVBAR
═══════════════════════════════════════════════════════════════ */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  height: var(--navbar-h);
  z-index: 1000;
  transition: all var(--t);
}

.navbar.scrolled {
  background: rgba(255, 255, 255, .97);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
}

.nav-container {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 20px;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

/* Brand */
.nav-brand {
  display: flex;
  align-items: center;
  gap: .6rem;
}

.nav-logo-text {
  font-family: var(--serif);
  font-size: 1.4rem;
  font-weight: 600;
  color: var(--white);
  transition: color var(--t);
  line-height: 1;
}

.navbar.scrolled .nav-logo-text {
  color: var(--navy);
}

.logo-m {
  color: var(--gold-line);
}

.navbar.scrolled .logo-m {
  color: var(--gold);
}

.logo-sub {
  font-size: .62rem;
  color: rgba(255, 255, 255, .55);
  display: block;
  line-height: 1;
  letter-spacing: .04em;
  margin-top: 2px;
  transition: color var(--t);
}

.navbar.scrolled .logo-sub {
  color: var(--text-muted);
}

/* Links */
.nav-menu {
  display: flex;
  align-items: center;
  gap: .05rem;
}

.nav-link {
  padding: .45rem .8rem;
  border-radius: var(--radius-sm);
  color: rgba(255, 255, 255, .72);
  font-size: .84rem;
  font-weight: 600;
  transition: all var(--t);
  position: relative;
}

.navbar.scrolled .nav-link {
  color: var(--text-body);
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 2px;
  left: 50%;
  right: 50%;
  height: 2px;
  background: var(--gold);
  border-radius: 2px;
  transition: left var(--t), right var(--t);
}

.nav-link:hover,
.nav-link.active {
  color: var(--white);
}

.navbar.scrolled .nav-link:hover,
.navbar.scrolled .nav-link.active {
  color: var(--navy);
}

.nav-link:hover::after,
.nav-link.active::after {
  left: 10px;
  right: 10px;
}

/* CTA button */
.nav-cta {
  background: var(--gold) !important;
  color: var(--white) !important;
  padding: .45rem 1.2rem;
  border-radius: 50px;
  font-weight: 700;
  font-size: .83rem;
  transition: all var(--t) !important;
  box-shadow: 0 2px 12px rgba(184, 137, 42, .4);
}

.nav-cta:hover {
  background: var(--gold-light) !important;
  transform: translateY(-1px);
  box-shadow: 0 4px 18px rgba(184, 137, 42, .45) !important;
}

.nav-cta::after {
  display: none !important;
}

/* Hamburger */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  width: 26px;
  padding: 3px;
  z-index: 1010;
}

.hamburger span {
  height: 2px;
  border-radius: 2px;
  transition: var(--t);
  background: var(--white);
}

.navbar.scrolled .hamburger span {
  background: var(--navy);
}

.hamburger.open span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}

.hamburger.open span:nth-child(2) {
  opacity: 0;
}

.hamburger.open span:nth-child(3) {
  transform: rotate(-45deg) translate(5px, -5px);
}

.nav-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(15, 37, 87, .4);
  z-index: 999;
  backdrop-filter: blur(2px);
}


/* ═══════════════════════════════════════════════════════════════
   BUTTONS
═══════════════════════════════════════════════════════════════ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: .45rem;
  padding: .7rem 1.55rem;
  border-radius: 50px;
  font-size: .87rem;
  font-weight: 700;
  transition: all var(--t);
  font-family: var(--sans);
}

.btn-primary {
  background: var(--navy);
  color: var(--white);
  box-shadow: 0 3px 14px rgba(15, 37, 87, .32);
}

.btn-primary:hover {
  background: var(--navy-mid);
  transform: translateY(-2px);
  box-shadow: 0 6px 22px rgba(15, 37, 87, .38);
}

.btn-glow {
  animation: btn-pulse 3s ease-in-out infinite;
}

@keyframes btn-pulse {

  0%,
  100% {
    box-shadow: 0 3px 14px rgba(15, 37, 87, .32);
  }

  50% {
    box-shadow: 0 3px 24px rgba(15, 37, 87, .48);
  }
}

.btn-secondary-outline {
  background: transparent;
  color: var(--gold);
  border: 2px solid var(--gold);
}

.btn-secondary-outline:hover {
  background: var(--gold);
  color: var(--white);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(184, 137, 42, .3);
}

.btn-ghost {
  background: rgba(255, 255, 255, .12);
  color: var(--white);
  border: 1.5px solid rgba(255, 255, 255, .35);
}

.btn-ghost:hover {
  background: rgba(255, 255, 255, .22);
  transform: translateY(-2px);
}

.btn-full {
  width: 100%;
  justify-content: center;
  border-radius: var(--radius);
}


/* ═══════════════════════════════════════════════════════════════
   SECTION COMMON
═══════════════════════════════════════════════════════════════ */
.section {
  padding: var(--section-py) 0;
}

.section-header {
  text-align: center;
  margin-bottom: 2.5rem;
}

.section-tag {
  display: inline-flex;
  align-items: center;
  gap: .4rem;
  padding: .26rem .9rem;
  background: var(--gold-pale);
  border: 1px solid var(--gold-line);
  border-radius: 50px;
  font-size: .67rem;
  font-weight: 800;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: .85rem;
}

.section-title {
  font-family: var(--serif);
  font-size: clamp(1.7rem, 3vw, 2.55rem);
  font-weight: 600;
  line-height: 1.2;
  color: var(--navy);
  margin-bottom: .6rem;
}

/* Thin gold rule under every section title */
.section-header .section-title::after {
  content: '';
  display: block;
  width: 44px;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-pale));
  border-radius: 2px;
  margin: .75rem auto 0;
}

/* Left-aligned version for non-centered headers */
.section-header.left-align {
  text-align: left;
}

.section-header.left-align .section-title::after {
  margin-left: 0;
}

.section-header.left-align .section-sub {
  margin: 0;
}

.section-sub {
  color: var(--text-muted);
  max-width: 560px;
  margin: 0 auto;
  font-size: .93rem;
  line-height: 1.72;
}


/* ═══════════════════════════════════════════════════════════════
   HERO  (dark — image-driven, unchanged structure)
═══════════════════════════════════════════════════════════════ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
}

.hero-slides {
  position: absolute;
  inset: 0;
}

.hero-slide {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  opacity: 0;
  transition: opacity 1.4s ease;
  transform: scale(1.04);
}

.hero-slide.active {
  opacity: 1;
  animation: kb 9s ease-in-out infinite alternate;
}

@keyframes kb {
  from {
    transform: scale(1.04)
  }

  to {
    transform: scale(1.1) translateX(-10px)
  }
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(to right, rgba(10, 20, 55, .96) 0%, rgba(10, 20, 55, .74) 55%, rgba(10, 20, 55, .38) 100%),
    linear-gradient(to top, rgba(10, 20, 55, .88) 0%, transparent 52%);
}

.hero-particles {
  position: absolute;
  inset: 0;
  overflow: hidden;
}

.hero::after {
  content: '';
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
  background: radial-gradient(ellipse at 18% 56%, rgba(184, 137, 42, .14) 0%, transparent 52%);
}

.hero-content {
  position: relative;
  z-index: 2;
  padding-top: calc(var(--navbar-h) + 44px);
  padding-bottom: 64px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  padding: .36rem .95rem;
  background: rgba(184, 137, 42, .15);
  border: 1px solid rgba(212, 168, 75, .45);
  border-radius: 50px;
  font-size: .7rem;
  font-weight: 700;
  color: var(--gold-line);
  margin-bottom: 1.4rem;
  letter-spacing: .08em;
  text-transform: uppercase;
  animation: fade-dn .7s ease both;
}

@keyframes fade-dn {
  from {
    opacity: 0;
    transform: translateY(-14px)
  }

  to {
    opacity: 1;
    transform: translateY(0)
  }
}

.hero-badge i {
  color: var(--gold-light);
  animation: spin-s 6s linear infinite;
}

@keyframes spin-s {
  to {
    transform: rotate(360deg)
  }
}

.hero-content h1 {
  font-family: var(--serif);
  font-size: clamp(2.1rem, 5.2vw, 4.4rem);
  font-weight: 600;
  line-height: 1.1;
  color: var(--white);
  margin-bottom: 1.3rem;
}

.h1-line1 {
  display: block;
  animation: slide-u .85s ease .2s both;
}

.h1-line2 {
  display: block;
  font-size: clamp(2.3rem, 6.2vw, 5rem);
  animation: slide-u .85s ease .35s both;
}

@keyframes slide-u {
  from {
    opacity: 0;
    transform: translateY(26px)
  }

  to {
    opacity: 1;
    transform: translateY(0)
  }
}

.hero-sub {
  font-size: clamp(.93rem, 1.4vw, 1.04rem);
  color: rgba(255, 255, 255, .6);
  margin-bottom: 2rem;
  max-width: 500px;
  line-height: 1.76;
  animation: slide-u .85s ease .5s both;
}

.hero-btns {
  display: flex;
  gap: .8rem;
  flex-wrap: wrap;
  margin-bottom: 1.8rem;
  animation: slide-u .85s ease .65s both;
}

.hero-quick {
  display: flex;
  gap: 1.3rem;
  flex-wrap: wrap;
  margin-bottom: 2.5rem;
  animation: slide-u .85s ease .8s both;
}

.hq-item {
  display: flex;
  align-items: center;
  gap: .45rem;
  font-size: .81rem;
  color: rgba(255, 255, 255, .5);
  transition: all var(--t);
  padding: .22rem .46rem;
  border-radius: 6px;
}

.hq-item i {
  color: var(--gold-light);
  font-size: .88rem;
}

.hq-item:hover {
  color: rgba(255, 255, 255, .85);
  background: rgba(255, 255, 255, .06);
}

.scroll-hint {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: .38rem;
  font-size: .64rem;
  color: rgba(255, 255, 255, .28);
  letter-spacing: .1em;
  text-transform: uppercase;
  animation: slide-u .85s ease 1s both;
}

.scroll-mouse {
  width: 20px;
  height: 34px;
  border: 1.5px solid rgba(184, 137, 42, .32);
  border-radius: 10px;
  display: flex;
  justify-content: center;
  padding-top: 5px;
}

.scroll-wheel {
  width: 3px;
  height: 6px;
  background: var(--gold-light);
  border-radius: 2px;
  animation: sw 1.9s ease-in-out infinite;
}

@keyframes sw {
  0% {
    transform: translateY(0);
    opacity: 1
  }

  100% {
    transform: translateY(12px);
    opacity: 0
  }
}


/* ═══════════════════════════════════════════════════════════════
   TRUST BAR
═══════════════════════════════════════════════════════════════ */
.trust-bar {
  background: var(--navy);
  border-top: 3px solid var(--gold);
  overflow: hidden;
  padding: .65rem 0;
}

.trust-track {
  display: flex;
  width: max-content;
  animation: mq 28s linear infinite;
}

.trust-items {
  display: flex;
  align-items: center;
  gap: 2.5rem;
  padding: 0 1.25rem;
}

.trust-items span {
  display: flex;
  align-items: center;
  gap: .5rem;
  font-size: .75rem;
  font-weight: 600;
  color: rgba(255, 255, 255, .65);
  white-space: nowrap;
  letter-spacing: .02em;
}

.trust-items i {
  color: var(--gold-light);
}

@keyframes mq {
  from {
    transform: translateX(0)
  }

  to {
    transform: translateX(-50%)
  }
}

.trust-bar:hover .trust-track {
  animation-play-state: paused;
}


/* ═══════════════════════════════════════════════════════════════
   ABOUT  — white bg
═══════════════════════════════════════════════════════════════ */
.about-section {
  background: var(--white);
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 4rem;
  align-items: center;
}

/* Images pane */
.about-images {
  position: relative;
  height: 470px;
}

.about-img-main {
  position: absolute;
  top: 0;
  left: 0;
  width: 79%;
  height: 84%;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border);
}

.about-img-main img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 7s ease;
}

.about-images:hover .about-img-main img {
  transform: scale(1.04);
}

/* thin gold frame offset */
.about-img-main::before {
  content: '';
  position: absolute;
  inset: -5px;
  border: 1.5px solid var(--gold-pale);
  border-radius: calc(var(--radius-lg) + 5px);
  z-index: -1;
}

.about-badge {
  position: absolute;
  bottom: 28px;
  left: -12px;
  background: var(--navy);
  color: var(--white);
  padding: .95rem 1.35rem;
  border-radius: var(--radius);
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  align-items: center;
  animation: float 5s ease-in-out infinite;
}

.ab-num {
  font-family: var(--serif);
  font-size: 2.1rem;
  font-weight: 700;
  line-height: 1;
  color: var(--gold-light);
}

.ab-txt {
  font-size: .65rem;
  opacity: .72;
  text-align: center;
  margin-top: .25rem;
  letter-spacing: .04em;
}

.about-img-float {
  position: absolute;
  bottom: 0;
  right: 0;
  width: 42%;
  height: 42%;
  border-radius: var(--radius);
  overflow: hidden;
  border: 4px solid var(--white);
  box-shadow: var(--shadow-sm);
  animation: float 7s ease-in-out infinite reverse;
}

.about-img-float img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

@keyframes float {

  0%,
  100% {
    transform: translateY(0)
  }

  50% {
    transform: translateY(-10px)
  }
}

/* Content */
.about-content h2 em {
  font-style: italic;
  color: var(--gold);
}

.about-content p {
  font-size: .9rem;
  color: var(--text-muted);
  line-height: 1.74;
}

.about-features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: .45rem;
  margin: 1.3rem 0;
}

.about-features li {
  display: flex;
  align-items: center;
  gap: .5rem;
  font-size: .83rem;
  color: var(--text-body);
  padding: .42rem .65rem;
  background: var(--off-white);
  border: 1px solid var(--border);
  border-left: 3px solid var(--gold-pale);
  border-radius: var(--radius-sm);
  transition: all var(--t);
}

.about-features li:hover {
  border-left-color: var(--gold);
  background: var(--navy-pale);
  transform: translateX(3px);
}

.about-features li i {
  color: var(--green);
  flex-shrink: 0;
  font-size: .76rem;
}

.mv-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: .9rem;
  margin: 1.3rem 0;
}

.mv-chip {
  padding: .95rem 1.05rem;
  background: var(--off-white);
  border: 1px solid var(--border);
  border-top: 3px solid var(--navy);
  border-radius: var(--radius-sm);
  transition: all var(--t);
}

.mv-chip:hover {
  box-shadow: var(--shadow-sm);
  transform: translateY(-2px);
}

.mv-chip strong {
  display: block;
  font-size: .67rem;
  text-transform: uppercase;
  letter-spacing: .1em;
  color: var(--navy);
  margin-bottom: .4rem;
  font-weight: 800;
}

.mv-chip span {
  font-size: .81rem;
  color: var(--text-muted);
  line-height: 1.55;
}

.license-strip {
  display: flex;
  align-items: center;
  gap: .55rem;
  padding: .65rem .95rem;
  background: var(--gold-pale);
  border: 1px solid var(--gold-line);
  border-radius: var(--radius-sm);
  font-size: .78rem;
  color: var(--gold);
  margin-top: .95rem;
}

.license-strip i {
  color: var(--gold);
}


/* ═══════════════════════════════════════════════════════════════
   COMPANY PROFILE  — light gray bg
═══════════════════════════════════════════════════════════════ */
.profile-section {
  background: var(--gray-bg);
}

.profile-bg-deco {
  display: none;
}

.profile-story-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  margin-bottom: 2.75rem;
}

.pstory-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  transition: all var(--t);
  position: relative;
  box-shadow: var(--shadow-xs);
}

.pstory-card::after {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--navy), var(--gold));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .3s ease;
}

.pstory-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
}

.pstory-card:hover::after {
  transform: scaleX(1);
}

.pstory-icon {
  position: absolute;
  top: 11px;
  right: 11px;
  width: 40px;
  height: 40px;
  border-radius: 9px;
  background: var(--navy);
  --pi: var(--navy);
  background: linear-gradient(135deg, var(--pi, var(--navy)), rgba(0, 0, 0, .15));
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-light);
  font-size: .95rem;
  z-index: 2;
  box-shadow: 0 3px 10px rgba(15, 37, 87, .22);
}

.pstory-img {
  width: 100%;
  height: 180px;
  object-fit: cover;
  transition: transform .6s ease;
}

.pstory-card:hover .pstory-img {
  transform: scale(1.05);
}

.pstory-body {
  padding: 1.25rem;
}

.pstory-body h3 {
  font-family: var(--serif);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: .5rem;
}

.pstory-body p {
  font-size: .82rem;
  color: var(--text-muted);
  line-height: 1.65;
  margin-bottom: .4rem;
}

/* ── Team ── */
.profile-team {
  margin-bottom: 2.75rem;
}

.profile-sub-title {
  font-family: var(--serif);
  font-size: 1.75rem;
  font-weight: 600;
  color: var(--navy);
  text-align: center;
  margin-bottom: .55rem;
}

.profile-sub-title+p {
  text-align: center;
  color: var(--text-muted);
  margin-bottom: 1.85rem;
  font-size: .88rem;
}

.team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
}

.team-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.45rem;
  text-align: center;
  transition: all var(--t);
  box-shadow: var(--shadow-xs);
}

.team-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--gold-line);
}

.tc-avatar {
  position: relative;
  width: 86px;
  height: 86px;
  margin: 0 auto 1rem;
  border-radius: 50%;
  overflow: hidden;
  border: 3px solid var(--border);
  transition: all var(--t);
}

.team-card:hover .tc-avatar {
  border-color: var(--gold);
}

.tc-avatar img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.tc-overlay {
  position: absolute;
  inset: 0;
  background: rgba(15, 37, 87, .82);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.45rem;
  color: var(--gold-light);
  opacity: 0;
  transition: opacity var(--t);
}

.team-card:hover .tc-overlay {
  opacity: 1;
}

.team-card h4 {
  font-size: .88rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: .38rem;
}

.team-card p {
  font-size: .76rem;
  color: var(--text-muted);
  line-height: 1.55;
}

/* ── Partners ── */
.profile-partners {
  margin-bottom: 2.5rem;
}

.profile-partners-sub {
  text-align: center;
  color: var(--text-muted);
  max-width: 560px;
  margin: 0 auto 1.85rem;
  font-size: .88rem;
}

.partners-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.2rem;
}

.partner-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.75rem 1.4rem;
  text-align: center;
  transition: all var(--t);
  box-shadow: var(--shadow-xs);
}

.partner-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--gold-line);
}

.pc-logo {
  width: 58px;
  height: 58px;
  border-radius: 13px;
  background: linear-gradient(135deg, var(--pl, var(--navy)), rgba(0, 0, 0, .12));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.35rem;
  color: var(--white);
  margin: 0 auto .9rem;
  box-shadow: 0 3px 12px rgba(15, 37, 87, .18);
  transition: transform var(--t);
}

.partner-card:hover .pc-logo {
  transform: scale(1.07) rotate(-3deg);
}

.partner-card h4 {
  font-size: .9rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: .45rem;
}

.partner-card p {
  font-size: .78rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* ── Profile Download CTA ── */
.profile-download-wrap {
  margin-top: 2.25rem;
}

.profile-download-card {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  background: var(--navy);
  border-radius: var(--radius);
  padding: 1.85rem 2.2rem;
  flex-wrap: wrap;
  border-left: 5px solid var(--gold);
}

.pdc-left {
  display: flex;
  align-items: center;
  gap: 1.25rem;
}

.pdc-icon {
  font-size: 2.5rem;
  color: var(--gold-light);
  flex-shrink: 0;
}

.pdc-left h3 {
  font-family: var(--serif);
  font-size: 1.08rem;
  font-weight: 600;
  color: var(--white);
  margin-bottom: .26rem;
}

.pdc-left p {
  font-size: .82rem;
  color: rgba(255, 255, 255, .6);
  max-width: 370px;
}


/* ═══════════════════════════════════════════════════════════════
   SERVICES  — white bg
═══════════════════════════════════════════════════════════════ */
.services-section {
  background: var(--white);
}

.services-glow {
  display: none;
}

.service-tabs {
  display: flex;
  gap: .5rem;
  flex-wrap: wrap;
  justify-content: center;
  margin-bottom: 2.4rem;
}

.stab {
  padding: .42rem 1.05rem;
  border-radius: 50px;
  font-size: .78rem;
  font-weight: 700;
  color: var(--text-muted);
  border: 1.5px solid var(--border);
  background: var(--white);
  transition: all var(--t);
}

.stab:hover {
  color: var(--navy);
  border-color: rgba(15, 37, 87, .3);
  background: var(--navy-pale);
}

.stab.active {
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
  box-shadow: 0 3px 12px rgba(15, 37, 87, .28);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  margin-bottom: 2.25rem;
}

.scard {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  transition: all var(--t);
  display: flex;
  flex-direction: column;
  box-shadow: var(--shadow-xs);
  position: relative;
}

.scard::after {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--navy), var(--gold));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .3s ease;
}

.scard:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
  border-color: var(--border-dark);
}

.scard:hover::after {
  transform: scaleX(1);
}

.scard.hidden {
  display: none;
}

.scard-icon {
  position: absolute;
  top: 11px;
  right: 11px;
  width: 40px;
  height: 40px;
  border-radius: 9px;
  background: color-mix(in srgb, var(--c) 12%, white);
  border: 1.5px solid color-mix(in srgb, var(--c) 24%, white);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--c);
  font-size: .95rem;
  z-index: 2;
  transition: all var(--t);
}

.scard:hover .scard-icon {
  transform: scale(1.08) rotate(-5deg);
}

.scard-img {
  width: 100%;
  height: 175px;
  object-fit: cover;
  transition: transform .65s ease;
}

.scard:hover .scard-img {
  transform: scale(1.05);
}

.scard-body {
  padding: 1.3rem;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.scard-tag {
  display: inline-block;
  padding: .16rem .6rem;
  background: var(--navy-pale);
  border-radius: 50px;
  font-size: .65rem;
  font-weight: 800;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--navy-mid);
  margin-bottom: .7rem;
}

.scard-body h3 {
  font-family: var(--serif);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: .45rem;
}

.scard-body>p {
  font-size: .81rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: .8rem;
}

.scard-body ul {
  display: grid;
  gap: .3rem;
  margin-bottom: .9rem;
  flex: 1;
}

.scard-body ul li {
  display: flex;
  align-items: flex-start;
  gap: .42rem;
  font-size: .77rem;
  color: var(--text-body);
  line-height: 1.45;
}

.scard-body ul li i {
  color: var(--gold);
  flex-shrink: 0;
  margin-top: 3px;
  font-size: .66rem;
}

.scard-link {
  display: inline-flex;
  align-items: center;
  gap: .36rem;
  font-size: .78rem;
  font-weight: 700;
  color: var(--navy);
  transition: all var(--t);
  margin-top: auto;
  border-bottom: 1px solid transparent;
}

.scard-link:hover {
  color: var(--gold);
  gap: .58rem;
  border-bottom-color: var(--gold-pale);
}

/* Services Download CTA */
.services-download-wrap {
  margin-top: .75rem;
}

.services-download-card {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  background: var(--navy);
  border-radius: var(--radius);
  padding: 1.8rem 2.2rem;
  flex-wrap: wrap;
  border-left: 5px solid var(--green);
}

.sdc-left {
  display: flex;
  align-items: center;
  gap: 1.25rem;
}

.sdc-icon {
  font-size: 2.5rem;
  color: #34d399;
  flex-shrink: 0;
}

.sdc-left h3 {
  font-family: var(--serif);
  font-size: 1.08rem;
  font-weight: 600;
  color: var(--white);
  margin-bottom: .26rem;
}

.sdc-left p {
  font-size: .82rem;
  color: rgba(255, 255, 255, .6);
  max-width: 370px;
}


/* ═══════════════════════════════════════════════════════════════
   STATS  — navy bg with photo
═══════════════════════════════════════════════════════════════ */
.stats-section {
  position: relative;
  padding: 60px 0;
  overflow: hidden;
}

.stats-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  background-attachment: fixed;
}

.stats-overlay {
  position: absolute;
  inset: 0;
  background: rgba(10, 20, 55, .93);
}

.stats-section::before {
  content: '';
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
  background: radial-gradient(ellipse at 50% 50%, rgba(184, 137, 42, .14) 0%, transparent 65%);
}

.stats-grid {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1.35rem;
}

.stat-item {
  text-align: center;
  padding: 1.75rem 1.1rem;
  background: rgba(255, 255, 255, .05);
  border: 1px solid rgba(255, 255, 255, .1);
  border-radius: var(--radius);
  transition: all var(--t);
}

.stat-item:hover {
  transform: translateY(-4px);
  background: rgba(255, 255, 255, .09);
  border-color: rgba(212, 168, 75, .35);
}

.stat-icon {
  font-size: 1.9rem;
  color: var(--gold-light);
  margin-bottom: .7rem;
  transition: transform var(--t);
}

.stat-item:hover .stat-icon {
  transform: scale(1.08);
}

.stat-row {
  display: flex;
  align-items: baseline;
  justify-content: center;
  gap: .05rem;
}

.stat-num {
  font-family: var(--serif);
  font-size: 2.75rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1;
}

.stat-plus {
  font-size: 1.45rem;
  font-weight: 700;
  color: var(--gold-light);
}

.stat-label {
  display: block;
  font-size: .67rem;
  color: rgba(255, 255, 255, .5);
  margin-top: .38rem;
  text-transform: uppercase;
  letter-spacing: .08em;
}


/* ═══════════════════════════════════════════════════════════════
   WHY US  — light gray bg
═══════════════════════════════════════════════════════════════ */
.whyus-section {
  background: var(--gray-bg);
}

.whyus-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.why-list {
  display: flex;
  flex-direction: column;
  gap: .9rem;
  margin-top: 1.35rem;
}

.why-item {
  display: flex;
  gap: 1.1rem;
  padding: 1.05rem 1.2rem;
  background: var(--white);
  border: 1px solid var(--border);
  border-left: 4px solid var(--navy);
  border-radius: var(--radius-sm);
  transition: all var(--t);
  box-shadow: var(--shadow-xs);
}

.why-item:hover {
  transform: translateX(5px);
  box-shadow: var(--shadow-sm);
  border-left-color: var(--gold);
}

.wi-icon {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  background: var(--navy);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  color: var(--gold-light);
  transition: all var(--t);
}

.why-item:hover .wi-icon {
  background: var(--gold);
  color: var(--white);
}

.why-item h3 {
  font-size: .91rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: .28rem;
}

.why-item p {
  font-size: .8rem;
  color: var(--text-muted);
  line-height: 1.6;
}

.whyus-visual {
  position: relative;
  height: 450px;
}

.wy-img {
  position: absolute;
  inset: 0;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.wy-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.wy-pill {
  position: absolute;
  bottom: 16px;
  left: 16px;
  display: flex;
  align-items: center;
  gap: .65rem;
  background: rgba(255, 255, 255, .97);
  border: 1px solid var(--border);
  border-radius: 50px;
  padding: .55rem 1.15rem;
  font-size: .77rem;
  font-weight: 700;
  color: var(--navy);
  box-shadow: var(--shadow-sm);
}

.wy-pill i {
  color: var(--gold);
}

.wy-float {
  position: absolute;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: .65rem 1.15rem;
  text-align: center;
  animation: float 5s ease-in-out infinite;
  box-shadow: var(--shadow-sm);
  transition: all var(--t);
}

.wy-float:hover {
  border-color: var(--gold-line);
  box-shadow: var(--shadow);
}

.wy-f1 {
  top: 28px;
  right: -20px;
  animation-delay: 0s;
}

.wy-f2 {
  top: 150px;
  right: -38px;
  animation-delay: .7s;
}

.wy-f3 {
  top: 272px;
  right: -20px;
  animation-delay: 1.4s;
}

.wf-num {
  display: block;
  font-family: var(--serif);
  font-size: 1.55rem;
  font-weight: 700;
  color: var(--navy);
}

.wf-txt {
  display: block;
  font-size: .62rem;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: .06em;
  margin-top: .08rem;
}


/* ═══════════════════════════════════════════════════════════════
   TESTIMONIALS  — white bg
═══════════════════════════════════════════════════════════════ */
.testimonials-section {
  background: var(--white);
  overflow: hidden;
}

.testimonial-swiper {
  padding: .7rem .5rem 3.2rem !important;
  max-width: 860px;
  margin-inline: auto;
}

.tcard {
  background: var(--off-white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.75rem;
  position: relative;
  transition: all var(--t);
  box-shadow: var(--shadow-xs);
}

.tcard::before {
  content: '\201C';
  position: absolute;
  top: -4px;
  left: 13px;
  font-size: 5.5rem;
  font-family: var(--serif);
  color: rgba(184, 137, 42, .1);
  line-height: 1;
  pointer-events: none;
}

.tcard:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--gold-line);
}

.tcard-stars {
  color: var(--gold);
  margin-bottom: .85rem;
  font-size: .9rem;
  letter-spacing: 2px;
}

.tcard>p {
  font-size: .87rem;
  color: var(--text-muted);
  line-height: 1.74;
  margin-bottom: 1.3rem;
  font-style: italic;
}

.tcard-author {
  display: flex;
  align-items: center;
  gap: .85rem;
}

.tcard-author img {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid var(--border);
}

.tcard-author strong {
  display: block;
  font-size: .84rem;
  color: var(--navy);
  font-weight: 700;
}

.tcard-author span {
  font-size: .72rem;
  color: var(--text-muted);
}

.swiper-button-prev,
.swiper-button-next {
  color: var(--navy) !important;
  --swiper-navigation-size: 15px;
  background: var(--white) !important;
  width: 36px !important;
  height: 36px !important;
  border-radius: 50% !important;
  border: 1.5px solid var(--border) !important;
  box-shadow: var(--shadow-xs) !important;
}

.swiper-button-prev:hover,
.swiper-button-next:hover {
  background: var(--navy) !important;
  color: var(--white) !important;
  border-color: var(--navy) !important;
}

.swiper-pagination-bullet {
  background: var(--border-dark) !important;
  opacity: 1 !important;
}

.swiper-pagination-bullet-active {
  background: var(--navy) !important;
}


/* ═══════════════════════════════════════════════════════════════
   FAQ  — light gray bg
═══════════════════════════════════════════════════════════════ */
.faq-section {
  background: var(--gray-bg);
}

.faq-grid {
  max-width: 780px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: .6rem;
}

.faq-item {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  overflow: hidden;
  transition: all var(--t);
  box-shadow: var(--shadow-xs);
}

.faq-item:hover {
  border-color: var(--border-dark);
  box-shadow: var(--shadow-sm);
}

.faq-q {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: .95rem 1.2rem;
  font-size: .87rem;
  font-weight: 700;
  color: var(--navy);
  text-align: left;
  gap: 1rem;
  transition: all var(--t);
}

.faq-q[aria-expanded="true"] {
  color: var(--navy-mid);
}

.faq-icon {
  width: 24px;
  height: 24px;
  flex-shrink: 0;
  border-radius: 50%;
  background: var(--gray-bg);
  border: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .68rem;
  color: var(--navy);
  transition: all var(--t);
}

.faq-q[aria-expanded="true"] .faq-icon {
  transform: rotate(180deg);
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
}

.faq-a {
  padding: 0 1.2rem .95rem;
}

.faq-a p {
  font-size: .83rem;
  color: var(--text-muted);
  line-height: 1.7;
}


/* ═══════════════════════════════════════════════════════════════
   CONTACT  — white bg
═══════════════════════════════════════════════════════════════ */
.contact-section {
  background: var(--white);
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 3.25rem;
  align-items: start;
}

/* Info cards */
.contact-info {
  display: flex;
  flex-direction: column;
  gap: .85rem;
}

.ci-card {
  display: flex;
  gap: .95rem;
  align-items: flex-start;
  padding: 1.05rem 1.2rem;
  background: var(--off-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  transition: all var(--t);
  box-shadow: var(--shadow-xs);
}

.ci-card:hover {
  border-color: rgba(15, 37, 87, .2);
  box-shadow: var(--shadow-sm);
  transform: translateX(4px);
}

.ci-icon {
  width: 40px;
  height: 40px;
  flex-shrink: 0;
  background: var(--navy);
  border-radius: 9px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-light);
  font-size: .9rem;
  box-shadow: 0 2px 10px rgba(15, 37, 87, .18);
  transition: all var(--t);
}

.ci-card:hover .ci-icon {
  background: var(--gold);
  color: var(--white);
}

.ci-card h4 {
  font-size: .68rem;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: .2rem;
  text-transform: uppercase;
  letter-spacing: .08em;
}

.ci-card p,
.ci-card address {
  font-size: .81rem;
  color: var(--text-muted);
  line-height: 1.56;
}

.ci-card a {
  color: var(--text-muted);
  transition: color var(--t);
}

.ci-card a:hover {
  color: var(--navy);
}

.ci-social {
  display: flex;
  gap: .55rem;
  margin-top: .45rem;
}

.ci-social a {
  width: 34px;
  height: 34px;
  background: var(--gray-bg);
  border: 1px solid var(--border);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--text-muted);
  font-size: .8rem;
  transition: all var(--t);
}

.ci-social a:hover {
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
  transform: translateY(-3px);
  box-shadow: var(--shadow-sm);
}

/* Form */
.contact-form-wrap {
  background: var(--off-white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 2.1rem;
  position: relative;
  overflow: hidden;
}

.contact-form-wrap::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--navy), var(--gold));
}

.cf-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: .9rem;
}

.cf-group {
  display: flex;
  flex-direction: column;
  gap: .3rem;
  margin-bottom: .72rem;
}

.cf-group label {
  font-size: .69rem;
  font-weight: 800;
  color: var(--navy);
  text-transform: uppercase;
  letter-spacing: .08em;
}

.req {
  color: var(--red);
}

.cf-group input,
.cf-group select,
.cf-group textarea {
  padding: .7rem .95rem;
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  color: var(--text);
  font-family: var(--sans);
  font-size: .87rem;
  transition: all var(--t);
  outline: none;
}

.cf-group input:focus,
.cf-group select:focus,
.cf-group textarea:focus {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(15, 37, 87, .09);
}

.cf-group input::placeholder,
.cf-group textarea::placeholder {
  color: var(--text-light);
}

.cf-group select {
  cursor: pointer;
}

.cf-group textarea {
  resize: vertical;
}

.field-err {
  font-size: .7rem;
  color: var(--red);
  display: none;
}

.field-err.visible {
  display: block;
}

.form-msg {
  margin-top: .85rem;
  padding: .82rem 1rem;
  border-radius: var(--radius-sm);
  font-size: .83rem;
  text-align: center;
}

.form-msg.success {
  background: rgba(4, 120, 87, .07);
  border: 1px solid rgba(4, 120, 87, .22);
  color: var(--green);
}

.form-msg.error {
  background: rgba(220, 38, 38, .06);
  border: 1px solid rgba(220, 38, 38, .2);
  color: var(--red);
}


/* ═══════════════════════════════════════════════════════════════
   FOOTER  — deep navy
═══════════════════════════════════════════════════════════════ */
.footer {
  background: var(--navy);
}

.footer::before {
  content: '';
  display: block;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light), var(--gold));
}

.footer-top {
  padding: 52px 0 40px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.2fr;
  gap: 2.75rem;
}

.footer-logo-text {
  font-family: var(--serif);
  font-size: 1.45rem;
  font-weight: 600;
  color: var(--white);
  margin-bottom: .9rem;
}

.footer-logo-sub {
  font-size: .72rem;
  color: rgba(255, 255, 255, .42);
}

.f-about p {
  font-size: .81rem;
  color: rgba(255, 255, 255, .52);
  line-height: 1.7;
  margin-bottom: .45rem;
}

.f-license {
  font-size: .74rem;
  color: var(--gold-light) !important;
  margin-top: .65rem !important;
}

.footer-grid nav h5,
.footer-grid .f-contact h5 {
  font-size: .66rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: .14em;
  color: var(--gold-light);
  margin-bottom: 1.1rem;
}

.footer-grid nav ul li {
  margin-bottom: .45rem;
}

.footer-grid nav ul li a {
  font-size: .8rem;
  color: rgba(255, 255, 255, .52);
  transition: all var(--t);
}

.footer-grid nav ul li a:hover {
  color: var(--white);
  padding-left: 5px;
}

.f-contact p {
  font-size: .8rem;
  color: rgba(255, 255, 255, .52);
  margin-bottom: .45rem;
  display: flex;
  align-items: center;
  gap: .55rem;
}

.f-contact p i {
  color: var(--gold-light);
  flex-shrink: 0;
}

.f-contact a {
  color: rgba(255, 255, 255, .52);
  transition: color var(--t);
}

.f-contact a:hover {
  color: var(--white);
}

.footer-social {
  display: flex;
  gap: .5rem;
  margin-top: .85rem;
}

.footer-social a {
  width: 33px;
  height: 33px;
  background: rgba(255, 255, 255, .08);
  border: 1px solid rgba(255, 255, 255, .12);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .76rem;
  color: rgba(255, 255, 255, .5);
  transition: all var(--t);
}

.footer-social a:hover {
  background: var(--gold);
  color: var(--white);
  border-color: var(--gold);
  transform: translateY(-3px);
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, .08);
  padding: 1.15rem 0;
}

.footer-bottom-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: .9rem;
}

.footer-bottom p {
  font-size: .74rem;
  color: rgba(255, 255, 255, .38);
}


/* ═══════════════════════════════════════════════════════════════
   FLOATING WIDGETS
═══════════════════════════════════════════════════════════════ */
.wa-float {
  position: fixed;
  bottom: 100px;
  right: 26px;
  z-index: 900;
  width: 54px;
  height: 54px;
  background: #25d366;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  color: #fff;
  box-shadow: 0 5px 20px rgba(37, 211, 102, .45);
  animation: wa-p 3s ease-in-out infinite;
}

@keyframes wa-p {

  0%,
  100% {
    box-shadow: 0 5px 20px rgba(37, 211, 102, .45);
  }

  50% {
    box-shadow: 0 5px 34px rgba(37, 211, 102, .65);
  }
}

.wa-tooltip {
  position: absolute;
  right: 64px;
  top: 50%;
  transform: translateY(-50%);
  background: var(--navy);
  color: var(--white);
  padding: .36rem .78rem;
  border-radius: var(--radius-sm);
  font-size: .72rem;
  font-weight: 700;
  white-space: nowrap;
  opacity: 0;
  pointer-events: none;
  transition: opacity var(--t);
}

.wa-float:hover .wa-tooltip {
  opacity: 1;
}

.back-to-top {
  position: fixed;
  bottom: 165px;
  right: 26px;
  z-index: 900;
  width: 40px;
  height: 40px;
  background: var(--navy);
  border-radius: 9px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-light);
  font-size: .8rem;
  box-shadow: 0 3px 14px rgba(15, 37, 87, .3);
  transition: all var(--t);
  opacity: 0;
  visibility: hidden;
}

.back-to-top.show {
  opacity: 1;
  visibility: visible;
}

.back-to-top:hover {
  background: var(--gold);
  color: var(--white);
  transform: translateY(-3px);
}


/* ═══════════════════════════════════════════════════════════════
   UTILITIES
═══════════════════════════════════════════════════════════════ */
[data-aos] {
  transition-duration: .65s !important;
}

.hero-particles canvas {
  position: absolute;
  inset: 0;
}

/* fallback for color-mix */
@supports not (color: color-mix(in srgb, red, blue)) {
  .scard-icon {
    background: rgba(15, 37, 87, .1);
    border-color: rgba(15, 37, 87, .2);
    color: var(--navy);
  }
}

::-webkit-scrollbar {
  width: 5px;
}

::-webkit-scrollbar-track {
  background: var(--gray-bg);
}

::-webkit-scrollbar-thumb {
  background: var(--navy);
  border-radius: 3px;
}

::-webkit-scrollbar-thumb:hover {
  background: var(--gold);
}

::selection {
  background: rgba(184, 137, 42, .2);
  color: var(--navy);
}


/* ═══════════════════════════════════════════════════════════════
   RESPONSIVE
═══════════════════════════════════════════════════════════════ */
@media (max-width: 1024px) {
  :root {
    --section-py: 54px;
  }

  .about-grid {
    grid-template-columns: 1fr;
    gap: 2.75rem;
  }

  .about-images {
    height: 340px;
  }

  .profile-story-grid {
    grid-template-columns: 1fr 1fr;
  }

  .team-grid {
    grid-template-columns: 1fr 1fr;
  }

  .services-grid {
    grid-template-columns: 1fr 1fr;
  }

  .stats-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .whyus-grid {
    grid-template-columns: 1fr;
    gap: 2.75rem;
  }

  .whyus-visual {
    height: 340px;
  }

  .contact-grid {
    grid-template-columns: 1fr;
    gap: 2.25rem;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }

  .partners-grid {
    grid-template-columns: 1fr 1fr;
  }

  .profile-download-card,
  .services-download-card {
    flex-direction: column;
    align-items: flex-start;
  }

  body {
    cursor: auto;
  }

  .cursor-dot,
  .cursor-ring {
    display: none;
  }

  a,
  button {
    cursor: pointer;
  }
}

@media (max-width: 768px) {
  :root {
    --section-py: 44px;
    --navbar-h: 62px;
  }

  /* Mobile nav drawer */
  .nav-menu {
    position: fixed;
    top: 0;
    right: -100%;
    width: min(275px, 78vw);
    height: 100vh;
    background: var(--white);
    flex-direction: column;
    align-items: flex-start;
    padding: 78px 1.65rem 1.65rem;
    gap: .18rem;
    transition: right .32s cubic-bezier(.4, 0, .2, 1);
    z-index: 1005;
    box-shadow: -6px 0 32px rgba(15, 37, 87, .14);
    border-left: 1px solid var(--border);
  }

  .nav-menu.open {
    right: 0;
  }

  .nav-link {
    width: 100%;
    padding: .72rem .9rem;
    border-radius: var(--radius-sm);
    color: var(--text-body) !important;
  }

  .nav-link:hover,
  .nav-link.active {
    color: var(--navy) !important;
    background: var(--navy-pale);
  }

  .nav-cta {
    margin-top: .65rem;
    border-radius: var(--radius-sm) !important;
  }

  .hamburger {
    display: flex;
  }

  .nav-overlay {
    display: block;
    opacity: 0;
    pointer-events: none;
    transition: opacity var(--t);
  }

  .nav-overlay.open {
    opacity: 1;
    pointer-events: auto;
  }

  .hero-content h1 {
    font-size: clamp(1.8rem, 7vw, 2.8rem);
  }

  .h1-line2 {
    font-size: clamp(1.95rem, 8vw, 3.2rem);
  }

  .hero-btns {
    flex-direction: column;
    align-items: flex-start;
  }

  .hero-quick {
    gap: .75rem;
  }

  .hq-item span {
    display: none;
  }

  .profile-story-grid {
    grid-template-columns: 1fr;
  }

  .team-grid {
    grid-template-columns: 1fr 1fr;
  }

  .partners-grid {
    grid-template-columns: 1fr;
  }

  .services-grid {
    grid-template-columns: 1fr;
  }

  .stats-grid {
    grid-template-columns: 1fr 1fr;
  }

  .about-features {
    grid-template-columns: 1fr;
  }

  .mv-row {
    grid-template-columns: 1fr;
  }

  .cf-row {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 1.85rem;
  }

  .footer-bottom-inner {
    flex-direction: column;
    text-align: center;
  }

  .about-images {
    height: 270px;
  }

  .about-badge {
    left: 0;
  }

  .wy-float {
    display: none;
  }

  .whyus-visual {
    height: 270px;
  }

  .contact-form-wrap {
    padding: 1.6rem 1.3rem;
  }

  .section-header {
    margin-bottom: 1.85rem;
  }

  .section-title {
    font-size: 1.65rem;
  }

  .pdc-left,
  .sdc-left {
    flex-direction: column;
    gap: .65rem;
  }

  .trust-bar {
    display: none;
  }
}

@media (max-width: 480px) {
  :root {
    --section-py: 36px;
  }

  .team-grid {
    grid-template-columns: 1fr;
  }

  .stats-grid {
    grid-template-columns: 1fr 1fr;
    gap: .75rem;
  }

  .stat-num {
    font-size: 2.2rem;
  }

  .service-tabs {
    gap: .3rem;
  }

  .stab {
    padding: .38rem .8rem;
    font-size: .74rem;
  }

  .wa-float {
    bottom: 86px;
    right: 18px;
    width: 50px;
    height: 50px;
    font-size: 1.4rem;
  }

  .back-to-top {
    bottom: 146px;
    right: 18px;
  }

  .btn {
    padding: .65rem 1.3rem;
    font-size: .84rem;
  }
}

@media print {

  .navbar,
  .wa-float,
  .back-to-top,
  #preloader,
  .hero-particles,
  .cursor-dot,
  .cursor-ring {
    display: none !important;
  }

  .hero {
    min-height: auto;
    padding: 2rem 0;
  }

  body {
    background: white;
    color: black;
  }
}

/* ═══════════════════════════════════════════════════════════════
   MERAKI AI CHATBOT — Glowing Financial Assistant
   Position: Fixed Bottom Right | Fully Responsive
═══════════════════════════════════════════════════════════════ */

/* ── Chatbot Toggle Button ─────────────────────────────────── */
#meraki-chat-toggle {
  position: fixed;
  bottom: 26px;
  right: 24px;
  width: 62px;
  height: 62px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 60%, var(--navy-light) 100%);
  border: 2px solid var(--gold-light);
  box-shadow:
    0 0 0 0 rgba(212, 168, 75, .45),
    0 8px 32px rgba(15, 37, 87, .35),
    inset 0 1px 0 rgba(255, 255, 255, .12);
  cursor: pointer;
  z-index: 9990;
  display: flex;
  align-items: center;
  justify-content: center;
  animation: chatPulse 2.8s ease-in-out infinite;
  transition: transform .25s ease, box-shadow .25s ease;
}

#meraki-chat-toggle:hover {
  transform: scale(1.1);
  box-shadow:
    0 0 0 10px rgba(212, 168, 75, .15),
    0 12px 40px rgba(15, 37, 87, .45),
    inset 0 1px 0 rgba(255, 255, 255, .18);
}

#meraki-chat-toggle .chat-icon-wrap {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
}

#meraki-chat-toggle .chat-icon-open,
#meraki-chat-toggle .chat-icon-close {
  font-size: 1.55rem;
  color: var(--gold-light);
  transition: all .3s cubic-bezier(.34, 1.56, .64, 1);
  position: absolute;
}

#meraki-chat-toggle .chat-icon-close {
  opacity: 0;
  transform: rotate(-90deg) scale(.6);
}

#meraki-chat-toggle.is-open .chat-icon-open {
  opacity: 0;
  transform: rotate(90deg) scale(.6);
}

#meraki-chat-toggle.is-open .chat-icon-close {
  opacity: 1;
  transform: rotate(0deg) scale(1);
}

#meraki-chat-toggle .chat-notif-dot {
  position: absolute;
  top: -3px;
  right: -3px;
  width: 12px;
  height: 12px;
  background: #22c55e;
  border-radius: 50%;
  border: 2px solid #fff;
  animation: notifBlink 1.6s ease-in-out infinite;
}

@keyframes chatPulse {

  0%,
  100% {
    box-shadow: 0 0 0 0 rgba(212, 168, 75, .45), 0 8px 32px rgba(15, 37, 87, .35), inset 0 1px 0 rgba(255, 255, 255, .12);
  }

  50% {
    box-shadow: 0 0 0 14px rgba(212, 168, 75, .08), 0 8px 32px rgba(15, 37, 87, .35), inset 0 1px 0 rgba(255, 255, 255, .12);
  }
}

@keyframes notifBlink {

  0%,
  100% {
    opacity: 1;
  }

  50% {
    opacity: .35;
  }
}

/* ── Chatbot Window ────────────────────────────────────────── */
#meraki-chatbot {
  position: fixed;
  bottom: 100px;
  right: 24px;
  width: 390px;
  max-height: 480px;
  border-radius: 20px;
  background: var(--white);
  border: 1.5px solid rgba(212, 168, 75, .22);
  box-shadow:
    0 0 0 1px rgba(15, 37, 87, .06),
    0 24px 64px rgba(15, 37, 87, .22),
    0 0 40px rgba(212, 168, 75, .08);
  display: flex;
  flex-direction: column;
  overflow: hidden;
  z-index: 9989;
  transform: translateY(20px) scale(.95);
  opacity: 0;
  pointer-events: none;
  transition: all .35s cubic-bezier(.34, 1.56, .64, 1);
}

#meraki-chatbot.is-open {
  transform: translateY(0) scale(1);
  opacity: 1;
  pointer-events: all;
}

/* ── Chatbot Header ────────────────────────────────────────── */
.cb-header {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 70%, #1a4fc4 100%);
  padding: 1rem 1.1rem .9rem;
  display: flex;
  align-items: center;
  gap: .75rem;
  position: relative;
  overflow: hidden;
  flex-shrink: 0;
}

.cb-header::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  pointer-events: none;
}

.cb-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  color: #fff;
  font-weight: 800;
  font-family: var(--serif);
  flex-shrink: 0;
  box-shadow: 0 0 16px rgba(212, 168, 75, .5), 0 2px 8px rgba(0, 0, 0, .2);
  animation: avatarGlow 3s ease-in-out infinite;
}

@keyframes avatarGlow {

  0%,
  100% {
    box-shadow: 0 0 16px rgba(212, 168, 75, .5), 0 2px 8px rgba(0, 0, 0, .2);
  }

  50% {
    box-shadow: 0 0 28px rgba(212, 168, 75, .8), 0 2px 8px rgba(0, 0, 0, .2);
  }
}

.cb-hinfo {
  flex: 1;
}

.cb-hname {
  font-size: .95rem;
  font-weight: 700;
  color: #fff;
  line-height: 1.2;
}

.cb-hsub {
  font-size: .72rem;
  color: rgba(255, 255, 255, .7);
  display: flex;
  align-items: center;
  gap: .3rem;
  margin-top: .15rem;
}

.cb-hsub .online-dot {
  width: 7px;
  height: 7px;
  background: #22c55e;
  border-radius: 50%;
  display: inline-block;
  animation: notifBlink 1.6s ease-in-out infinite;
}

.cb-hactions {
  display: flex;
  gap: .5rem;
}

.cb-hbtn {
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: rgba(255, 255, 255, .1);
  border: 1px solid rgba(255, 255, 255, .15);
  color: rgba(255, 255, 255, .8);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .8rem;
  cursor: pointer;
  transition: all .2s;
}

.cb-hbtn:hover {
  background: rgba(255, 255, 255, .2);
  color: #fff;
}

/* ── Quick Questions Bar ───────────────────────────────────── */
.cb-quick-bar {
  padding: .7rem .9rem .55rem;
  background: var(--navy-pale);
  border-bottom: 1px solid var(--border);
  flex-shrink: 0;
}

.cb-quick-label {
  font-size: .68rem;
  font-weight: 600;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: .06em;
  margin-bottom: .45rem;
}

.cb-quick-pills {
  display: flex;
  gap: .4rem;
  flex-wrap: wrap;
}

.cb-qpill {
  font-size: .71rem;
  font-weight: 500;
  color: var(--navy);
  background: var(--white);
  border: 1px solid rgba(15, 37, 87, .18);
  border-radius: 50px;
  padding: .3rem .7rem;
  cursor: pointer;
  transition: all .2s;
  white-space: nowrap;
}

.cb-qpill:hover {
  background: var(--navy);
  color: #fff;
  border-color: var(--navy);
  transform: translateY(-1px);
}

/* ── Messages Area ─────────────────────────────────────────── */
.cb-messages {
  flex: 1;
  overflow-y: auto;
  padding: 1rem .9rem;
  display: flex;
  flex-direction: column;
  gap: .75rem;
  scroll-behavior: smooth;
}

.cb-messages::-webkit-scrollbar {
  width: 4px;
}

.cb-messages::-webkit-scrollbar-track {
  background: transparent;
}

.cb-messages::-webkit-scrollbar-thumb {
  background: var(--border-dark);
  border-radius: 4px;
}

/* ── Message Bubbles ───────────────────────────────────────── */
.cb-msg {
  display: flex;
  gap: .55rem;
  align-items: flex-end;
  animation: msgSlideIn .3s cubic-bezier(.34, 1.56, .64, 1);
}

@keyframes msgSlideIn {
  from {
    opacity: 0;
    transform: translateY(12px) scale(.96);
  }

  to {
    opacity: 1;
    transform: translateY(0) scale(1);
  }
}

.cb-msg.is-bot {
  flex-direction: row;
}

.cb-msg.is-user {
  flex-direction: row-reverse;
}

.cb-msg-avatar {
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .75rem;
  font-weight: 800;
  color: #fff;
  flex-shrink: 0;
  font-family: var(--serif);
  box-shadow: 0 0 10px rgba(212, 168, 75, .35);
}

.cb-msg-bubble {
  max-width: 82%;
  padding: .65rem .9rem;
  border-radius: 16px;
  font-size: .84rem;
  line-height: 1.55;
}

.is-bot .cb-msg-bubble {
  background: var(--gray-bg);
  color: var(--text-body);
  border-bottom-left-radius: 4px;
  border: 1px solid var(--border);
}

.is-user .cb-msg-bubble {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  color: #fff;
  border-bottom-right-radius: 4px;
  box-shadow: 0 4px 16px rgba(15, 37, 87, .25);
}

.cb-msg-bubble a {
  color: var(--gold-light);
  text-decoration: underline;
}

.cb-msg-bubble .cb-cta-link {
  display: inline-block;
  margin-top: .5rem;
  padding: .3rem .75rem;
  background: var(--gold);
  color: #fff !important;
  border-radius: 50px;
  font-size: .75rem;
  font-weight: 600;
  text-decoration: none !important;
  transition: background .2s;
}

.cb-msg-bubble .cb-cta-link:hover {
  background: var(--gold-light);
}

/* Typing indicator */
.cb-typing {
  display: flex;
  gap: 4px;
  align-items: center;
  padding: .5rem .4rem;
}

.cb-typing span {
  width: 7px;
  height: 7px;
  background: var(--navy-light);
  border-radius: 50%;
  animation: typingDot 1.2s ease-in-out infinite;
}

.cb-typing span:nth-child(2) {
  animation-delay: .18s;
}

.cb-typing span:nth-child(3) {
  animation-delay: .36s;
}

@keyframes typingDot {

  0%,
  80%,
  100% {
    transform: scale(.7);
    opacity: .5;
  }

  40% {
    transform: scale(1);
    opacity: 1;
  }
}

/* ── Input Area ────────────────────────────────────────────── */
.cb-input-area {
  padding: .75rem .9rem;
  border-top: 1px solid var(--border);
  background: var(--white);
  flex-shrink: 0;
}

.cb-input-row {
  display: flex;
  gap: .5rem;
  align-items: flex-end;
}

.cb-input-wrap {
  flex: 1;
  background: var(--gray-bg);
  border: 1.5px solid var(--border);
  border-radius: 12px;
  display: flex;
  align-items: center;
  padding: .4rem .7rem;
  transition: border-color .2s, box-shadow .2s;
}

.cb-input-wrap:focus-within {
  border-color: var(--navy-light);
  box-shadow: 0 0 0 3px rgba(46, 85, 193, .1);
}

#cb-user-input {
  flex: 1;
  border: none;
  background: transparent;
  font-family: var(--sans);
  font-size: .84rem;
  color: var(--text);
  outline: none;
  resize: none;
  max-height: 90px;
  line-height: 1.4;
  cursor: auto;
}

#cb-user-input::placeholder {
  color: var(--text-light);
}

.cb-send-btn {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  border: none;
  color: var(--gold-light);
  font-size: 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  flex-shrink: 0;
  transition: all .2s;
  box-shadow: 0 4px 14px rgba(15, 37, 87, .25);
}

.cb-send-btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 18px rgba(15, 37, 87, .35);
}

.cb-send-btn:active {
  transform: scale(.95);
}

.cb-footer-note {
  text-align: center;
  font-size: .65rem;
  color: var(--text-light);
  margin-top: .45rem;
}

/* ── Responsive Chatbot ────────────────────────────────────── */
@media (max-width: 480px) {
  #meraki-chatbot {
    right: 16px;
    left: 16px;
    bottom: 84px;
    width: auto;
    max-height: 70dvh;
  }

  #meraki-chat-toggle {
    bottom: 18px;
    right: 18px;
    width: 56px;
    height: 56px;
  }

  #meraki-chatbot.is-open {
    transform: translateY(0) scale(1);
  }

  #meraki-chatbot:not(.is-open) {
    transform: translateY(100%) scale(1);
  }
}

@media (min-width: 481px) and (max-width: 768px) {
  #meraki-chatbot {
    width: 360px;
    right: 18px;
    bottom: 96px;
  }
}